How our legal rules work
Our legal position is simple: we only publish terms that apply to the account you open and the records we must keep around it. If Indian law changes, if a payment route is no longer permitted, or if a request cannot be accepted in your state
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or territory, access will follow the local rule in force. We may ask for extra checks when a request concerns identity, fraud control, or record corrections, because those matters need a reliable trail. The same applies to deposits and withdrawals handled through UPI, Paytm, or PhonePe:
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we keep the data needed to complete the transaction, fix errors, and answer lawful queries. We may send notices, policy updates, and account messages to the contact details on file.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.